0161 517 0010 | georgina@bluetrust.co.uk

Life and Protection Insurance

The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser. This section provides helpful information on the different types of protection product available.



The Financial Conduct Authority does not regulate Trusts.


Beginner's Guide to Protecting your Future

Beginner's Guide to Protecting your Future

It's a sad fact that whilst most of us are quite happy to insure our car, our house and our travel arrangements to their full value, few of us take quite as much care over our health and loved ones. This guide will assist you in considering your own situation.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness or injury.

What is Income Protection Insurance?

What is Income Protection Insurance?

Income Protection Insurance is designed to pay you a regular monthly income if you are incapacitated and unable to work due to illness or injury.

What is Level Term Assurance?

What is Level Term Assurance?

The name says it all. It's term assurance, as you only get a payout within the set 'term' e.g. 18 years. Its level, because the payout you get is fixed from the start of the term until the end. Level term assurance thus guarantees a known lump sum payout upon death within a fixed time e.g. £150,000 if you die within the next 18 years.

What Is Mortgage Life Assurance?

What Is Mortgage Life Assurance?

Mortgage Life Assurance is designed to pay off the remaining mortgage debt on repayment mortgages if you die within a set period. It ensures your dependants need not worry about repaying the mortgage if you die.

What Is Whole of Life Assurance?

What Is Whole of Life Assurance?

Whole of Life Assurance is designed to pay out in the event of death, whenever it occurs. The premium you pay can include an investment element which helps to pay for the cost of cover over time. The cost of cover can be more expensive than term assurance, but there is usually a surrender value too.

UK News

UK negotiators are working "flat out" to get a trade deal with the US, Chancellor Rachel Reeves says.
The comments from the US Treasury Secretary come as the trade war between the world's two biggest economies has escalated.
The meme coin's website says its 220 top investors will be invited to a gala event with the president.
Boeing's boss says it's looking to sell 50 more planes China has on order to other countries.
The government borrowed more than expected last year, placing more pressure on the public finances ahead of the full impact of US tariffs.